VKJ TÜRKİYE HAYAT VE EMEKLİLİK A.Ş. BAŞLANGIÇ EMEKLİLİK YATIRIM FONU
VKJ primarily holds mevduat (tl). Over the past year it returned 48.2%; 12.2% above official inflation. With an annual 0.85% management fee, it trades in the Başlangıç Fonu category. Launched in 2017, it manages 1.7B ₺ in assets across 130,836 investors. (Average position: ~13.2K ₺)
Real +12.2% (after inflation), compared with TÜİK-CPI (32.1%).
- 10 yıldan az kalıp ayrılma %15
- 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
- Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
- Mevduat (TL) 70.0%
- Devlet Tahvili 30.0%
🎯 Declared Strategy
Fon portföyünün en az yüzde altmışı Türk Lirası Cinsinden mevduat ve/veya katılma hesabında, en az yüzde yirmisi Müsteşarlıkça ihraç edilen Türk Lirası cinsinden azami 184 gün vadeli ve/veya vadesine azami 184 gün kalmış borçlanma araçlarında, gelir ortaklığı senetleri ve/veya kira sertifikalarında, kalanı ter repo, Takasbank ve/veya yurtiçi organize para piyasası işlemlerinde, vaad sözleşmelerinde yatırıma yönlendirilir
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Fund Profile
What is the VKJ fund?
VKJ is a pension fund managed by Türkiye Hayat ve Emeklilik. It is offered through the Turkish pension (BES) system under the code VKJ, in the Başlangıç category.
How has the VKJ fund performed?
It returned 48.2% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +12.2%. Year to date it is 23.9%. Over 5 years it returned 440%.
What does the VKJ fund hold?
Portfolio allocation: Mevduat (TL) 70.0%, Devlet Tahvili 30.0%.
What does the VKJ fund cost?
The annual management fee is 0.85%. Its total expense ratio is 0.95%.
How much withholding tax does the VKJ fund carry?
Withholding is charged on the gain and ranges %5–15, depending on how you exit:
- 10 yıldan az kalıp ayrılma %15
- 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
- Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Rates are estimates; consult your tax advisor about your own situation.
Not investment advice
