VEL TÜRKİYE HAYAT VE EMEKLİLİK A.Ş. PARA PİYASASI EMEKLİLİK YATIRIM FONU
VEL primarily holds devlet tahvili. Over the past year it returned 48.3%; 12.3% above official inflation. With an annual 0.91% management fee, it trades in the Para Piyasası Fonu category. Launched in 2003, it manages 38.8B ₺ in assets across 467,825 investors. (Average position: ~82.9K ₺)
Real +12.3% (after inflation), compared with TÜİK-CPI (32.1%).
- 10 yıldan az kalıp ayrılma %15
- 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
- Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
- Devlet Tahvili 31.4%
- Ters Repo 30.9%
- Mevduat (TL) 22.1%
- Finansman Bonosu 4.67%
- Takasbank Para Piyasası 4.66%
- Varlığa Dayalı Menkul Kıymet 3.83%
- Diğer 2.34%
🎯 Declared Strategy
Fonun yatırım stratejisi; Fon devamlı olarak portföyünde vadesine en fazla 184 gün kalmış likiditesi yüksek para ve sermaye piyasası araçları yer alan ve portföyünün ağırlıklı ortalama vadesi en fazla 60 gün olan fondur. Fon, izahnamenin 2.4. maddesindeki tabloda yer alan para ve sermaye piyasası araçlarına belirlenen sınırlar çerçevesinde yatırım yapmaktadır.
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Fund Profile
What is the VEL fund?
VEL is a pension fund managed by Türkiye Hayat ve Emeklilik. It is offered through the Turkish pension (BES) system under the code VEL, in the Para Piyasası category.
How has the VEL fund performed?
It returned 48.3% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +12.3%. Year to date it is 23.8%. Over 5 years it returned 415%.
What does the VEL fund hold?
Portfolio allocation: Devlet Tahvili 31.4%, Ters Repo 30.9%, Mevduat (TL) 22.1%.
What does the VEL fund cost?
The annual management fee is 0.91%. Its total expense ratio is 1.09%.
How much withholding tax does the VEL fund carry?
Withholding is charged on the gain and ranges %5–15, depending on how you exit:
- 10 yıldan az kalıp ayrılma %15
- 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
- Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Rates are estimates; consult your tax advisor about your own situation.
Not investment advice
