AZK ALLIANZ HAYAT VE EMEKLİLİK A.Ş. BORÇLANMA ARAÇLARI EMEKLİLİK YATIRIM FONU Allianz Hayat ve Emeklilik

Borçlanma Araçları Risk 3/7

Summary

AZK primarily holds devlet tahvili and is a medium-risk fund (3/7). Over the past year it returned 35.5%; 2.56% above official inflation. With an annual 1.85% management fee, it trades in the Borçlanma Araçları Fonu category. Launched in 2003, it manages 7.7B ₺ in assets across 280,096 investors. (Average position: ~27.7K ₺)

Risk 3/7

NOMINAL RETURN · 1Y

+35.5%

CPI 32.1%

USD 16.9%

Real +2.56% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size

7.7B ₺

Total portfolio value

Net Flow

-622M ₺

monthly net in/out

Management Fee

1.85%

Charged from the fund whether you gain or lose.

Max Expense Ratio

1.91%

Annual cap for all expenses.

Withholding

%5–15

Varies by exit condition.

Withholding — By Exit Condition

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Charged on the gain, upon exit from the system.

Devlet Tahvili 84.2%
Yatırım Fonu Katılma Payı 7.23%
Ters Repo 5.05%
Vadeli İşlemler Nakit Teminatı 2.69%
Özel Sektör Tahvili 0.79%
Takasbank Para Piyasası 0.01%

Purchasing Power

₺ TÜFE

Period

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Nominal Return · —

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Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.

Return

1 Month +1.50%

3 Months +6.35%

6 Months +10.5%

YTD +13.2%

1 Year +35.5%

3 Years +171%

5 Years +385%

Holdings

Devlet Tahvili 84.2%
Yatırım Fonu Katılma Payı 7.23%
Ters Repo 5.05%

🎯 Declared Strategy

Comparison benchmark: %75 BIST-KYD DIBS TUM + %5 BIST-KYD OSBA SABIT + %10 BIST-KYD REPO (BRUT) + %10 BIST-KYD 1 AYLIK MEVDUAT TL

Investment objective / strategy

Fon,Portföyünün en az %80(yüzde seksen)'ini devamlı olarak kamu ve özel sektör borçlanma araçları ile kamu borçlanma araçlarının konu olduğu ters repoya yatırarak aktif yönetim tarzıyla uzun vadede faiz geliri elde etmeyi hedeflemektedir.

📋 Profile

ISIN code TRYKAHS00052

Founder ALLIANZ HAYAT VE EMEKLİLİK A.Ş.

Portfolio manager firm YAPI KREDİ PORTFÖY YÖNETİMİ A.Ş.

Inception date 2003-10-27

Fund term Süresiz

Independent auditor KPMG BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş.

Risk value 3

Volatility (1Y) 6.65%

Max Drawdown (1Y) -4.72% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1

Sell settlement T+1

📞 Contact

ContactAllianz Tower,Küçükbakkalköy Mahallesi Kayışdağı Caddesi No: 1 34750 Ataşehir, İstanbul

Tel(0216) 556 66 66

Faks(0216) 556 67 77

e-Postainfo@allianz.com.tr

Authorized contacts

Azade Onan Fon Denetçisi

(0850) 399 99 99 azade.sahin@allianz.com.tr

Elif Metin Portföy Operasyon Ve Raporlama Yöneticisi

(0850) 399 99 99 elif.saglam@allianz.com.tr

Fund Profile

What is the AZK fund?

AZK is a pension fund managed by Allianz Hayat ve Emeklilik. It is offered through the Turkish pension (BES) system under the code AZK, in the Borçlanma Araçları category.

How has the AZK fund performed?

It returned 35.5% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +2.56%. Year to date it is 13.2%. Over 5 years it returned 385%.

What does the AZK fund hold?

Portfolio allocation: Devlet Tahvili 84.2%, Yatırım Fonu Katılma Payı 7.23%, Ters Repo 5.05%.

What does the AZK fund cost?

The annual management fee is 1.85%. Its total expense ratio is 1.91%.

How much withholding tax does the AZK fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.