GHF GARANTİ EMEKLİLİK VE HAYAT A.Ş. BORÇLANMA ARAÇLARI GRUP EMEKLİLİK YATIRIM FONU
GHF primarily holds devlet tahvili. Over the past year it returned 31.0%; 0.81% below official inflation. With an annual 0.99% management fee, it trades in the Borçlanma Araçları Fonu category. Launched in 2005, it manages 701M ₺ in assets across 11,396 investors. (Average position: ~61.5K ₺)
Real -0.81% (after inflation), compared with TÜİK-CPI (32.1%).
- 10 yıldan az kalıp ayrılma %15
- 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
- Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
- Devlet Tahvili 82.4%
- Hisse Senedi 4.83%
- Vadeli İşlemler Nakit Teminatı 4.42%
- Özel Sektör Tahvili 3.33%
- BYF Katılma Payı 2.59%
- Mevduat (TL) 1.71%
- Diğer 0.70%
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Fund Profile
What is the GHF fund?
GHF is a pension fund managed by Garanti Emeklilik ve Hayat. It is offered through the Turkish pension (BES) system under the code GHF, in the Borçlanma Araçları category.
How has the GHF fund performed?
It returned 31.0% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is -0.81%. Year to date it is 10.2%. Over 5 years it returned 436%.
What does the GHF fund hold?
Portfolio allocation: Devlet Tahvili 82.4%, Hisse Senedi 4.83%, Vadeli İşlemler Nakit Teminatı 4.42%.
What does the GHF fund cost?
The annual management fee is 0.99%. Its total expense ratio is 1.91%.
How much withholding tax does the GHF fund carry?
Withholding is charged on the gain and ranges %5–15, depending on how you exit:
- 10 yıldan az kalıp ayrılma %15
- 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
- Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Rates are estimates; consult your tax advisor about your own situation.
Not investment advice
