Akdut Fon Verileri
Not investment advice. You are solely responsible for any decisions you make based on the information here. Data may be inaccurate or delayed. By using this site you are deemed to have accepted the user agreement.
All funds

GHG GARANTİ EMEKLİLİK VE HAYAT A.Ş. DIŞ BORÇLANMA ARAÇLARI EMEKLİLİK YATIRIM FONU Garanti Emeklilik ve Hayat

Dış Borçlanma Araçları Risk 5/7
 
 
 
+1.49% past month
Summary

GHG primarily holds döviz kamu i̇ç borçlanma aracı and is a high-risk fund (5/7). Over the past year it returned 26.0%; 4.61% below official inflation. With an annual 1.50% management fee, it trades in the Dış Borçlanma Araçları Fonu category. Launched in 2003, it manages 6.0B ₺ in assets across 60,781 investors. (Average position: ~97.9K ₺)

Risk 5/7
NOMINAL RETURN · 1Y
+26.0%
CPI 32.1%
USD 16.9%

Real -4.61% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
6.0B ₺
Total portfolio value
Net Flow
-78.9M ₺
monthly net in/out
Management Fee
1.50%
Charged from the fund whether you gain or lose.
Max Expense Ratio
1.91%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
DKİBA76.2%ÖSDBA7.89%
  • Döviz Kamu İç Borçlanma Aracı 76.2%
  • Özel Sektör Dış Borçlanma Aracı 7.89%
  • Mevduat (TL) 3.28%
  • Vadeli İşlemler Nakit Teminatı 3.07%
  • Yatırım Fonu Katılma Payı 2.02%
  • Yabancı Kamu Borçlanma Aracı 1.99%
  • Diğer 5.53%
Purchasing Power
₺ TÜFE
Period
Loading…
Nominal Return · —
—
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month +1.49%
3 Months +4.96%
6 Months +10.4%
YTD +10.9%
1 Year +26.0%
3 Years +132%
5 Years +626%
Holdings
  • Döviz Kamu İç Borçlanma Aracı 76.2%
  • Özel Sektör Dış Borçlanma Aracı 7.89%
  • Mevduat (TL) 3.28%

🎯 Declared Strategy

Comparison benchmark: %65 BIST-KYD KAMU EUROBOND USD (TL) + %25 BIST-KYD KAMU EUROBOND EUR (TL) + %10 BIST-KYD REPO (BRUT)
Investment objective / strategy

Fon'un yatırım stratejisi; Fon portföy değerinin devamlı olarak en az %80'i kamu ve/veya özel sektör dış borçlanma araçlarına yatırılır. Fonun amacı faiz ve kur geliri elde etmektir. Bunun yanında İzahnamenin 2.4. maddesindeki tabloda yer alan para ve sermaye piyasası araçlarına, belirlenen sınırlar çerçevesinde yatırım yapılır.

📋 Profile

ISIN code TRYGHEK00034
Founder GARANTİ EMEKLİLİK VE HAYAT A.Ş.
Portfolio manager firm GARANTİ PORTFÖY YÖNETİMİ A.Ş.
Inception date 2003-08-26
Fund term SÜRESİZ
Independent auditor GÜNEY BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş.
Risk value 5
Volatility (1Y) 4.84%
Max Drawdown (1Y) -3.13% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+3

📞 Contact

ContactLevent, Nispetiye Mah. Aytar Cad. No:2 34340 Beşiktaş/İSTANBUL
Tel4440336
e-PostaMusteriHizmetleri@garantibbvaemeklilik.com.tr
Authorized contacts
Müşteri İletişim Merkezi
4440336 MusteriHizmetleri@garantibbvaemeklilik.com.tr
Ülkü AKKOL Kıdemli Yönetmen
02123347000 UlkuAk@garantibbvaemeklilik.com.tr
Enes AKGÜN Kıdemli Yönetmen
02123347000 EnesAk@garantibbvaemeklilik.com.tr

Fund Profile

What is the GHG fund?

GHG is a pension fund managed by Garanti Emeklilik ve Hayat. It is offered through the Turkish pension (BES) system under the code GHG, in the Dış Borçlanma Araçları category.

How has the GHG fund performed?

It returned 26.0% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is -4.61%. Year to date it is 10.9%. Over 5 years it returned 626%.

What does the GHG fund hold?

Portfolio allocation: Döviz Kamu İç Borçlanma Aracı 76.2%, Özel Sektör Dış Borçlanma Aracı 7.89%, Mevduat (TL) 3.28%.

What does the GHG fund cost?

The annual management fee is 1.50%. Its total expense ratio is 1.91%.

How much withholding tax does the GHG fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

Similar Funds

1Y return
The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.