FIY HDI FİBA EMEKLİLİK VE HAYAT A.Ş. BAŞLANGIÇ KATILIM EMEKLİLİK YATIRIM FONU HDI Fiba Emeklilik ve Hayat

Başlangıç Katılım

Summary

FIY primarily holds katılım hesabı (tl). Over the past year it returned 46.3%; 10.7% above official inflation. With an annual 1.09% management fee, it trades in the Başlangıç Katılım Fonu category. Launched in 2017, it manages 258M ₺ in assets across 40,807 investors. (Average position: ~6.3K ₺)

NOMINAL RETURN · 1Y

+46.3%

CPI 32.1%

USD 16.9%

Real +10.7% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size

258M ₺

Total portfolio value

Net Flow

-297K ₺

monthly net in/out

Management Fee

1.09%

Charged from the fund whether you gain or lose.

Max Expense Ratio

1.09%

Annual cap for all expenses.

Withholding

%5–15

Varies by exit condition.

Withholding — By Exit Condition

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Charged on the gain, upon exit from the system.

Katılım Hesabı (TL) 79.6%
Özel Sektör Kira Sertifikası 18.6%
BİST Taahhütlü İşlem Pazarı (Satım) 1.82%

Purchasing Power

₺ TÜFE

Period

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Nominal Return · —

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Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.

Return

1 Month +3.27%

3 Months +10.0%

6 Months +20.3%

YTD +23.1%

1 Year +46.3%

3 Years +242%

5 Years +414%

Holdings

Katılım Hesabı (TL) 79.6%
Özel Sektör Kira Sertifikası 18.6%
BİST Taahhütlü İşlem Pazarı (Satım) 1.82%

🎯 Declared Strategy

Comparison benchmark: %40 BIST-KYD 1 AYLIK KAR PAYI TL + %40 BIST-KYD KAMU KIRA SERTIFIKALARI + %20 BIST-KYD OZEL SEKTOR KIRA SERTIFIKALARI

Investment objective / strategy

Fon portföyünün tamamının en az %60'ı Türk Lirası cinsinden katılma hesaplarında olmak üzere, kalanı vaad sözleşmelerinde, Türk Lirası cinsinden Müsteşarlıkça ihraç edilen 180 gün vadeli veya vadesine azami 180 gün kalmış gelir ortaklığı senetleri ve kira sertifikalarında yatırıma yönlendirilir.

📋 Profile

ISIN code TRYFIBE00124

Founder HDI FİBA EMEKLİLİK VE HAYAT A.Ş.

Portfolio manager firm AKTİF PORTFÖY YÖNETİMİ A.Ş.

Inception date 2017-02-01

Fund term SÜRESİZ

Independent auditor PwC BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş

Risk value 1

Volatility (1Y) 1.49%

Max Drawdown (1Y) -0.10% (Sep 2025)

📞 Contact

ContactSarıkanarya Sok Yolbulan Plaza B Blok No:16/5 Kozyatağı, Kadıköy 34742 İstanbul

Tel02166652800

Faks02166652801

e-Postafon@hdifibaemeklilik.com.tr

Authorized contacts

Yaren ÖZMADENCİ Fon Müdürü

0216 665 28 00 fon@hdifibaemeklilik.com.tr

Fund Profile

What is the FIY fund?

FIY is a pension fund managed by HDI Fiba Emeklilik ve Hayat. It is offered through the Turkish pension (BES) system under the code FIY, in the Başlangıç Katılım category.

How has the FIY fund performed?

It returned 46.3% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +10.7%. Year to date it is 23.1%. Over 5 years it returned 414%.

What does the FIY fund hold?

Portfolio allocation: Katılım Hesabı (TL) 79.6%, Özel Sektör Kira Sertifikası 18.6%, BİST Taahhütlü İşlem Pazarı (Satım) 1.82%.

What does the FIY fund cost?

The annual management fee is 1.09%. Its total expense ratio is 1.09%.

How much withholding tax does the FIY fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.