FES HDI FİBA EMEKLİLİK VE HAYAT A.Ş. TEMKİNLİ DEĞİŞKEN EMEKLİLİK YATIRIM FONU HDI Fiba Emeklilik ve Hayat

Değişken Risk 4/7

Summary

FES primarily holds devlet tahvili and is a medium-risk fund (4/7). Over the past year it returned 36.1%; 2.99% above official inflation. With an annual 2.23% management fee, it trades in the Değişken Fon category. Launched in 2013, it manages 1.7B ₺ in assets across 33,179 investors. (Average position: ~50.4K ₺)

Risk 4/7

NOMINAL RETURN · 1Y

+36.1%

CPI 32.1%

USD 16.9%

Real +2.99% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size

1.7B ₺

Total portfolio value

Net Flow

-11.2M ₺

monthly net in/out

Management Fee

2.23%

Charged from the fund whether you gain or lose.

Max Expense Ratio

2.28%

Annual cap for all expenses.

Withholding

%5–15

Varies by exit condition.

Withholding — By Exit Condition

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Charged on the gain, upon exit from the system.

Devlet Tahvili 27.9%
Hisse Senedi 20.2%
Finansman Bonosu 13.7%
Varlığa Dayalı Menkul Kıymet 10.0%
Mevduat (TL) 7.28%
Özel Sektör Tahvili 5.25%
Diğer 15.6%

Purchasing Power

₺ TÜFE

Period

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Nominal Return · —

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Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.

Return

1 Month +1.17%

3 Months +6.03%

6 Months +13.2%

YTD +17.3%

1 Year +36.1%

3 Years +197%

5 Years +424%

Holdings

Devlet Tahvili 27.9%
Hisse Senedi 20.2%
Finansman Bonosu 13.7%

🎯 Declared Strategy

Investment objective / strategy

Fonun amacı, portföy yöneticilerinin piyasa beklenti ve analizleri doğrultusunda fon portföyünün tamamının Yönetmelik'in 5 inci maddesinde belirtilen yerli ve yabancı varlık türlerinin tamamına veya bir kısmına yatırılması suretiyle hem sermaye kazancı hem temettü, hem de faiz ve kira sertifikası geliri elde etmektir. Fonun varlık dağılımı önceden belirlenemez. Portföy yapısı/yönetim stratejisi karşılaştırma ölçütü kullanmaya elverişli olmadığından fon için herhangi bir karşılaştırma ölçütü belirlenmemiştir

📋 Profile

ISIN code TRYFIBE00033

Founder HDI FİBA EMEKLİLİK VE HAYAT A.Ş.

Portfolio manager firm FİBA PORTFÖY YÖNETİMİ A.Ş.

Inception date 2013-12-19

Fund term Süresiz

Independent auditor PwC BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş

Risk value 4

Volatility (1Y) 5.31%

Max Drawdown (1Y) -2.68% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1

Sell settlement T+2

📞 Contact

ContactSarıkanarya Sokak Yolbulan Plaza B Blok No:16/5 Kozyatağı Kadıköy 34742 - İSTANBUL

Tel0216 665 28 00

Faks0216 665 28 01

e-Postafon@hdifibaemeklilik.com.tr

Authorized contacts

Yaren ÖZMADENCİ Fon Müdürü

0216 665 28 00 fon@hdifibaemeklilik.com.tr

Fund Profile

What is the FES fund?

FES is a pension fund managed by HDI Fiba Emeklilik ve Hayat. It is offered through the Turkish pension (BES) system under the code FES, in the Değişken category.

How has the FES fund performed?

It returned 36.1% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +2.99%. Year to date it is 17.3%. Over 5 years it returned 424%.

What does the FES fund hold?

Portfolio allocation: Devlet Tahvili 27.9%, Hisse Senedi 20.2%, Finansman Bonosu 13.7%.

What does the FES fund cost?

The annual management fee is 2.23%. Its total expense ratio is 2.28%.

How much withholding tax does the FES fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.