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CHH QNB SAĞLIK HAYAT SİGORTA VE EMEKLİLİK A.Ş. BİRİNCİ HİSSE SENEDİ EMEKLİLİK YATIRIM FONU QNB Sağlık Hayat Sigorta ve Emeklilik

Hisse Senedi Yoğun Risk 6/7
 
 
 
-1.72% past month
Summary

CHH primarily holds hisse senedi and is a high-risk fund (6/7). Over the past year it returned 29.9%; 1.67% below official inflation. With an annual 1.75% management fee, it trades in the Hisse Senedi Fonu category. Launched in 2008, it manages 1.5B ₺ in assets across 10,101 investors. (Average position: ~152K ₺)

Risk 6/7
NOMINAL RETURN · 1Y
+29.9%
CPI 32.1%
USD 16.9%

Real -1.67% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
1.5B ₺
Total portfolio value
Net Flow
-7.1M ₺
monthly net in/out
Management Fee
1.75%
Charged from the fund whether you gain or lose.
Max Expense Ratio
2.28%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
HS95.5%
  • Hisse Senedi 95.5%
  • Takasbank Para Piyasası 3.79%
  • Vadeli İşlemler Nakit Teminatı 0.73%
Purchasing Power
₺ TÜFE
Period
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Nominal Return · —
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month -1.72%
3 Months -1.09%
6 Months +10.2%
YTD +22.2%
1 Year +29.9%
3 Years +167%
5 Years +1,633%
Holdings
  • Hisse Senedi 95.5%
  • Takasbank Para Piyasası 3.79%
  • Vadeli İşlemler Nakit Teminatı 0.73%

🎯 Declared Strategy

Comparison benchmark: %90 BIST 100 GETIRI + %5 BIST-KYD REPO (BRUT) + %5 BIST-KYD DIBS 365 GUN

📋 Profile

ISIN code TRYFNEM00022
Founder QNB SAĞLIK HAYAT SİGORTA VE EMEKLİLİK A.Ş.
Portfolio manager firm QNB PORTFÖY YÖNETİMİ A.Ş.
Inception date 2008-11-07
Fund term SÜRESİZ
Independent auditor GÜNEY BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş.
Risk value 6
Volatility (1Y) 21.4%
Max Drawdown (1Y) -10.1% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+2

📞 Contact

ContactBarbaros Mah. Kardelen Sok. Palladium Tower No:2 Kat:28-29 34746 Ataşehir/İstanbul, Türkiye
Tel0216 468 03 00
Faks0216 411 28 48
Authorized contacts
Şeref DURNA Grup Müdürü
0(212)-336 7300 qnbfon@qnbinvest.com.tr
Elif BİLMEZ Birim Müdürü
Özlem UKAL Müdür Yardımcısı
Yiğit KARAMAN Müdür Yardımcısı

Fund Profile

What is the CHH fund?

CHH is a pension fund managed by QNB Sağlık Hayat Sigorta ve Emeklilik. It is offered through the Turkish pension (BES) system under the code CHH, in the Hisse Senedi Yoğun category.

How has the CHH fund performed?

It returned 29.9% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is -1.67%. Year to date it is 22.2%. Over 5 years it returned 1,633%.

What does the CHH fund hold?

Portfolio allocation: Hisse Senedi 95.5%, Takasbank Para Piyasası 3.79%, Vadeli İşlemler Nakit Teminatı 0.73%.

What does the CHH fund cost?

The annual management fee is 1.75%. Its total expense ratio is 2.28%.

How much withholding tax does the CHH fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.