Akdut Fon Verileri
Not investment advice. You are solely responsible for any decisions you make based on the information here. Data may be inaccurate or delayed. By using this site you are deemed to have accepted the user agreement.
All funds

BNL BNP PARİBAS CARDİF EMEKLİLİK A.Ş. OKS STANDART EMEKLİLİK YATIRIM FONU BNP Paribas Cardif Emeklilik

Oks Standart Risk 5/7
 
 
 
+0.19% past month
Summary

BNL primarily holds devlet tahvili and is a high-risk fund (5/7). Over the past year it returned 27.0%; 3.85% below official inflation. With an annual 0.85% management fee, it trades in the Oks Standart Fon category. Launched in 2018, it manages 944M ₺ in assets across 149,552 investors. (Average position: ~6.3K ₺)

Risk 5/7
NOMINAL RETURN · 1Y
+27.0%
CPI 32.1%
USD 16.9%

Real -3.85% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
944M ₺
Total portfolio value
Net Flow
-4.8M ₺
monthly net in/out
Management Fee
0.85%
Charged from the fund whether you gain or lose.
Max Expense Ratio
1.09%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
DT59.6%HS23.5%GSYF KP7.35%
  • Devlet Tahvili 59.6%
  • Hisse Senedi 23.5%
  • Girişim Sermayesi Yatırım Fonu Katılma Payı 7.35%
  • Gayrimenkul Yatırım Fonu Katılma Payı 5.20%
  • Yatırım Fonu Katılma Payı 1.90%
  • Takasbank Para Piyasası 1.76%
  • Diğer 0.73%
Purchasing Power
₺ TÜFE
Period
Loading…
Nominal Return · —
—
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month +0.19%
3 Months +3.82%
6 Months +9.33%
YTD +14.3%
1 Year +27.0%
3 Years +148%
5 Years +550%
Holdings
  • Devlet Tahvili 59.6%
  • Hisse Senedi 23.5%
  • Girişim Sermayesi Yatırım Fonu Katılma Payı 7.35%

🎯 Declared Strategy

Investment objective / strategy

Rehber'in 3.7.2. OKS Standart Fonlara İlişkin esaslar maddesinde belirtilen yatırım stratejisine uygun olarak, Yönetmelik ve Rehber'de belirtilen sınırlamalar çerçevesinde fon portföyü yatırıma yönlendirilir.

📋 Profile

ISIN code TRYDHEM00235
Founder BNP PARIBAS CARDIF EMEKLİLİK A.Ş.
Portfolio manager firm TEB PORTFÖY YÖNETİMİ A.Ş.
Inception date 2018-01-18
Fund term Süresiz
Independent auditor DRT BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş.
Risk value 5
Volatility (1Y) 8.80%
Max Drawdown (1Y) -5.14% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+1

📞 Contact

ContactMeclisi Mebusan Caddesi No:57 Fındıklı Beyoğlu
Tel02123193200
Faks2122524272
e-Postainfo@cardif.com.tr
Authorized contacts
Kübra Eskiçırak Fon Kurulu Üyesi
2123193200 kubra.eskicirak@cardif.com
Banu Büyükoğuz Fon Kurulu Üyesi
2123193200 banu.buyukoguz@cardif.com
Elif Bakır Bakanay Fon Denetçisi
2123193200 elif.bakirbakanay@cardif.com
Recep Balkaya Fon Müdürü
02166353943 recep.balkaya@teb.com.tr

Fund Profile

What is the BNL fund?

BNL is a pension fund managed by BNP Paribas Cardif Emeklilik. It is offered through the Turkish pension (BES) system under the code BNL, in the Oks Standart category.

How has the BNL fund performed?

It returned 27.0% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is -3.85%. Year to date it is 14.3%. Over 5 years it returned 550%.

What does the BNL fund hold?

Portfolio allocation: Devlet Tahvili 59.6%, Hisse Senedi 23.5%, Girişim Sermayesi Yatırım Fonu Katılma Payı 7.35%.

What does the BNL fund cost?

The annual management fee is 0.85%. Its total expense ratio is 1.09%.

How much withholding tax does the BNL fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

Similar Funds

1Y return
The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.