Akdut Fon Verileri
Not investment advice. You are solely responsible for any decisions you make based on the information here. Data may be inaccurate or delayed. By using this site you are deemed to have accepted the user agreement.
All funds

BHK BEREKET EMEKLİLİK VE HAYAT A.Ş. KİRA SERTİFİKALARI KATILIM EMEKLİLİK YATIRIM FONU Bereket Emeklilik ve Hayat

Kira Sertifikasi Katılım Risk 2/7
 
 
 
+3.04% past month
Summary

BHK primarily holds özel sektör kira sertifikası and is a low-risk fund (2/7). Over the past year it returned 45.0%; 9.74% above official inflation. With an annual 1.86% management fee, it trades in the Kira Sertifikasi Katılım Fonu category. Launched in 2025, it manages 139M ₺ in assets across 1,778 investors. (Average position: ~78.4K ₺)

Risk 2/7
NOMINAL RETURN · 1Y
+45.0%
CPI 32.1%
USD 16.9%

Real +9.74% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size
139M ₺
Total portfolio value
Net Flow
-365K ₺
monthly net in/out
Management Fee
1.86%
Charged from the fund whether you gain or lose.
Max Expense Ratio
1.91%
Annual cap for all expenses.
Withholding
%5–15
Varies by exit condition.
Withholding — By Exit Condition
  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5
Charged on the gain, upon exit from the system.
ÖSKS56.6%KH (TL)8.05%Diğer26.7%
  • Özel Sektör Kira Sertifikası 56.6%
  • Katılım Hesabı (TL) 8.05%
  • BİST Taahhütlü İşlem Pazarı (Satım) 5.03%
  • Yatırım Fonu Katılma Payı 3.66%
  • Diğer 26.7%
Purchasing Power
₺ TÜFE
Period
Loading…
Nominal Return · —
—
Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.
Return
1 Month +3.04%
3 Months +9.69%
6 Months +20.0%
YTD +22.5%
1 Year +45.0%
Holdings
  • Özel Sektör Kira Sertifikası 56.6%
  • Katılım Hesabı (TL) 8.05%
  • BİST Taahhütlü İşlem Pazarı (Satım) 5.03%

🎯 Declared Strategy

Comparison benchmark: %45 BIST-KYD KAMU KIRA SERTIFIKALARI + %45 BIST-KYD OZEL SEKTOR KIRA SERTIFIKALARI + %10 BIST-KYD 1 AYLIK KAR PAYI TL

📋 Profile

ISIN code TRYASEM00121
Founder BEREKET EMEKLİLİK VE HAYAT A.Ş.
Portfolio manager firm ASTRA PORTFÖY YÖNETİMİ A.Ş.
Inception date 2025-03-10
Fund term Süresiz
Independent auditor CPATURK BAĞIMSIZ DENETİM VE YEMİNLİ MALİ MÜŞAVİRLİK A.Ş.
Risk value 2
Volatility (1Y) 1.40%
Max Drawdown (1Y) -0.01% (Feb 2026)

⏱️ Settlement & Trading

Buy settlement T+1
Sell settlement T+1

📞 Contact

ContactYamanevler Mah. Ahmet Tevfik İleri Cad. No:1 Ümraniye / İstanbul
Tel02166337100
Faks02169121212
e-Postafonyonetimi@bereket.com.tr
Authorized contacts
Selçuk Özbay Müdür
444 27 58 selcuk.ozbay@bereket.com.tr

Fund Profile

What is the BHK fund?

BHK is a pension fund managed by Bereket Emeklilik ve Hayat. It is offered through the Turkish pension (BES) system under the code BHK, in the Kira Sertifikasi Katılım category.

How has the BHK fund performed?

It returned 45.0% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +9.74%. Year to date it is 22.5%.

What does the BHK fund hold?

Portfolio allocation: Özel Sektör Kira Sertifikası 56.6%, Katılım Hesabı (TL) 8.05%, BİST Taahhütlü İşlem Pazarı (Satım) 5.03%.

What does the BHK fund cost?

The annual management fee is 1.86%. Its total expense ratio is 1.91%.

How much withholding tax does the BHK fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

  • 10 yıldan az kalıp ayrılma %15
  • 10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
  • Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

Similar Funds

1Y return
The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.