ALR ALLIANZ YAŞAM VE EMEKLİLİK A.Ş. KARMA EMEKLİLİK YATIRIM FONU Allianz Yaşam ve Emeklilik

Karma Risk 6/7

Summary

ALR primarily holds yabancı hisse senedi and is a high-risk fund (6/7). Over the past year it returned 35.6%; 2.66% above official inflation. With an annual 2.00% management fee, it trades in the Karma Fon category. Launched in 2003, it manages 14.8B ₺ in assets across 232,542 investors. (Average position: ~63.7K ₺)

Risk 6/7

NOMINAL RETURN · 1Y

+35.6%

CPI 32.1%

USD 16.9%

Real +2.66% (after inflation), compared with TÜİK-CPI (32.1%).

Fund Size

14.8B ₺

Total portfolio value

Net Flow

-165M ₺

monthly net in/out

Management Fee

2.00%

Charged from the fund whether you gain or lose.

Max Expense Ratio

2.28%

Annual cap for all expenses.

Withholding

%5–15

Varies by exit condition.

Withholding — By Exit Condition

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Charged on the gain, upon exit from the system.

Yabancı Hisse Senedi 35.3%
Döviz Kamu İç Borçlanma Aracı 25.5%
Hisse Senedi 18.9%
Yabancı Borsa Yatırım Fonu 9.32%
Yatırım Fonu Katılma Payı 4.18%
Mevduat (Döviz) 3.36%
Diğer 3.50%

Purchasing Power

₺ TÜFE

Period

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Nominal Return · —

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Unit-share return for the selected period. Pick a benchmark on the chart for purchasing power.

Return

1 Month +0.14%

3 Months +7.21%

6 Months +16.5%

YTD +19.4%

1 Year +35.6%

3 Years +185%

5 Years +895%

Holdings

Yabancı Hisse Senedi 35.3%
Döviz Kamu İç Borçlanma Aracı 25.5%
Hisse Senedi 18.9%

🎯 Declared Strategy

Comparison benchmark: %30 BIST-KYD KAMU EUROBOND USD (TL) + %5 BIST-KYD REPO (BRUT) + %20 BIST 100 GETIRI + %25 NASDAQ COMPOSITE RETURN + %20 S&P 500 RETURN

Investment objective / strategy

Fon, her birinin değeri fon portföyünün %20'sinden az olmayacak şekilde, fon portföyünün en az % 80'i ortaklık payları ile borçlanma araçlarından oluşan "Karma Emeklilik Yatırım Fonu"dur.

📋 Profile

ISIN code TRYYKEM00078

Founder ALLIANZ YAŞAM VE EMEKLİLİK A.Ş.

Portfolio manager firm YAPI KREDİ PORTFÖY YÖNETİMİ A.Ş.

Inception date 2003-10-27

Fund term Fon süresiz olarak kurulmuştur.

Independent auditor KPMG BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş.

Risk value 6

Volatility (1Y) 11.2%

Max Drawdown (1Y) -6.82% (Mar 2026)

⏱️ Settlement & Trading

Buy settlement T+1

Sell settlement T+3

📞 Contact

ContactAllianz Tower, Küçükbakkalköy Mahallesi Kayışdağı Caddesi No: 1, 34750 Ataşehir / İstanbul

Tel(0216) 556 66 66

Faks(0216) 556 67 77

e-Postainfo@allianz.com.tr

Authorized contacts

Azade Onan Fon Denetçisi

(0850) 399 99 99 azade.sahin@allianz.com.tr

Elif Metin Portföy Operasyon Ve Raporlama Yöneticisi

(0850) 399 99 99 elif.saglam@allianz.com.tr

Fund Profile

What is the ALR fund?

ALR is a pension fund managed by Allianz Yaşam ve Emeklilik. It is offered through the Turkish pension (BES) system under the code ALR, in the Karma category.

How has the ALR fund performed?

It returned 35.6% over the past year, in nominal terms. Adjusted for official inflation (TÜFE), its 1-year real return is +2.66%. Year to date it is 19.4%. Over 5 years it returned 895%.

What does the ALR fund hold?

Portfolio allocation: Yabancı Hisse Senedi 35.3%, Döviz Kamu İç Borçlanma Aracı 25.5%, Hisse Senedi 18.9%.

What does the ALR fund cost?

The annual management fee is 2.00%. Its total expense ratio is 2.28%.

How much withholding tax does the ALR fund carry?

Withholding is charged on the gain and ranges %5–15, depending on how you exit:

10 yıldan az kalıp ayrılma %15
10 yıl+, emeklilik hakkı kazanmadan ayrılma %10
Emeklilik, vefat veya maluliyet nedeniyle ayrılma %5

Rates are estimates; consult your tax advisor about your own situation.

Not investment advice

The information here is for informational purposes only and is not investment advice. Past performance does not guarantee future results. Source: TEFAS.